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Welcome to Your Strategy Builder Workbook
You’ve taken the first step toward clarity, confidence, and financial control. This workbook is designed to help you:
- Understand your financial priorities
- Reflect on your habits + decision patterns
- Identify gaps
- Build a simple, actionable strategy
Whether you’re beginning your financial journey or refining it, use this guide to center your thinking and take aligned action.
Let’s build your foundation.
— Tabitha Denise
TD Financial Management
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Section 1 — Your Money Personality
How You Naturally Relate to Money
Understanding your money behavior helps tailor the strategy we build together.
1. When it comes to money, what describes you best?
2. When making financial decisions, what matters most?
3. What financial habits are you proud of?
List the habits, routines, or decisions you feel good about.
4. What financial habits do you want to improve?
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Section 2 — Where You Are Today
Current Reality Check
Income Sources
List all sources — salary, business, side income, bonuses, etc.
Monthly Expenses
Include fixed (rent, mortgage, car note) and flexible (food, lifestyle, travel).
Savings habits
Do you currently invest?
Do you have a trust or estate plan?
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Section 3 — What Matters Most to You
Your Wealth Priorities
Top financial goals for the next 12 months
Long-term goals (5–10 years)
What matters more right now? (Choose one)
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Section 4 — Your Investing Starter Plan
Investment Strategy Basics
Rate your confidence with investing (0–10)
What kind of investments interest you?
What stops you from investing consistently?
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Section 5 — Securing Your Future
Trust & Protection Prep
Do you currently have:
Who would you want to protect or provide for?
What concerns you most about your financial future?
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Section 6 — 90-Day Financial Action Plan
Your Personalized 90-Day Action Plan
Month 1: Get Organized
- Review budget + expenses
- Set up automatic savings
- List all accounts & beneficiaries
Month 2: Build Structure
- Start simple investments
- Choose 1–2 passive income goals
- Begin trust prep checklist
Month 3: Strengthen Protection
- Review insurance needs
- Identify long-term goals
- Book strategy review
Your 3 immediate priorities
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Section 6 — 90-Day Financial Action Plan
Design Your 90-Day Moves
Month 1 — Foundation Moves
Month 2 — Growth Moves
Month 3 — Implementation Moves
Your Top 3 Action Priorities
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Your Next Steps
Use this space to commit to your next moves and keep momentum going after completing this workbook.
4 actionable steps you’ll take next
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